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Best Payment Apps for Shopify in 2025. Top 9 Picks to Optimize Transactions

Best Shopify payment apps

Launching a successful Shopify store starts with one key question: How will you get paid? The checkout experience can either land your sale or lose it. With so many Shopify payment apps out there, picking the right one may be difficult.

Don’t worry, though. We prepared a complete list of Shopify payment apps – comparing their features and pricing – so you can choose confidently. Here, you’ll also find tips on assessing which app fits your business needs and customer experience strategy best.

Shopify appLogoCategoryRatingPrice
PayWhirl Subscriptions
Paywhirl
Subscriptions, Upsell and cross-sell4.9$9/month – $149/month
Deposit & Partial Payment Depo
Payments, Subscriptions4.4$9/month – $149/month
Downpay: Deposits Made Simple
Pre-orders, Payments4.9$9.99/month
Subi Subscriptions App
Subscriptions, Product bundles4.9$19/month – $299/month
SPD Split Payment & Deposit
Payments, Payment options – Other4.7$17.95/month
EasySell COD Form & Upsells
Cash on delivery (COD), Upsell and cross-sell4.9$9.95/month – $24.95/month
SpurIT Installment Invoices
Payments, Pricing – Other4.3$4.95/month – $12.95/month
Payfy: Hide Payment Rules
Checkout – Other, Cart customization4.9$3.99/month – $9.99/month
Seal Subscriptions App
Loyalty and rewards, Subscriptions4.9$4.95/month – $19.95/month

#1 PayWhirl Subscriptions

Vendor: PayWhirl Inc.

App categories: Subscriptions, Upsell and cross-sell

Description: If you’re looking to grow recurring revenue, PayWhirl makes setting up subscriptions on Shopify refreshingly simple. With its drag-and-drop interface, you can create subscription plans that truly fit your products and customers – no coding needed. If you like to dig deeper, there’s full support for APIs, webhooks, and custom workflows.

Key features:

  • Drag-and-drop Shopify subscription setup
  • Advanced analytics, automation, and churn tracking
  • Smart cancel flows and payment retry automation
  • Free migration from other platforms
  • US-based phone, chat, and email support team

Customer review:

Price:

  • Free trial available
  • Pro – $9/month
  • Traction – $29/month
  • Scale – $149/month

#2 Deposit & Partial Payment Depo

Vendor: Sidepanda Inc.

App categories: Payments, Subscriptions

Description: Want to let your customers pay in parts? Then, Depo is your go-to Shopify payment app for managing partial payments, pre-orders, and deposits. It’s perfect for high-ticket items or made-to-order products where upfront payments aren’t feasible. With Depo, you can vault a customer’s card and charge the rest later, automatically.

Key features:

  • Deposit collection with flexible, repeatable invoice sending
  • Pre-order support with pending charges at fulfillment
  • Split payment support for draft orders created via Shopify admin
  • Automated remaining balance charges through Shopify or Depo
  • Cash on delivery support with reduced return-to-origin (RTO) rates

Customer review:

Price:

  • Free trial available
  • Starter – $9/month
  • Lite – $49/month
  • Pro – $149/month

#3 Downpay: Deposits Made Simple

Vendor: Downpay

App categories: Pre-orders, Payments

Description: Downpay is another Shopify payment application for deposits, partial payments, and pay-later options. This means you can close more sales without waiting for the product to be ready. The app works well with everything from legacy themes to Hydrogen storefronts and offers automation through Shopify Flow.

Key features:

  • Partial payment support for selected products in the same order
  • Manual or auto charges using stored customer card info
  • Custom automation with advanced APIs and Shopify Flow
  • Full compatibility with all Shopify theme types
  • Self-service portal for customer payment management

Customer review:

Price:

  • Free trial available
  • Pay as you go – $9.99/month

#4 Subi Subscriptions App

Vendor: Subi (formerly Subify)

App categories: Subscriptions, Product bundles

Description: If you’re looking to turn one-time buyers into loyal customers, Subi is one of the best Shopify payment apps for that. It lets you offer memberships, boxes, and product bundles with customizable options. Customers can skip, pause, or cancel anytime via a simple subscriber portal.

Key features:

  • Quick setup with auto-embed widget in Shopify admin
  • Intuitive customer portal for subscription management
  • Customizable membership tiers with member-only benefits
  • Subscription boxes and bundles to increase AOV
  • Rapid-response support team (under 1 minute!)

Customer review:

Price:

  • Free plan available
  • Free trial available
  • Growth – $19/month
  • Subi – $99/month
  • Subi Plus – $299/month

#5 SPD Split Payment & Deposit

Vendor: FINLOOP SOLUTIONS LLC

App categories: Payments, Payment options – Other

Description: Offer split payments, deposits, and even group checkouts with SPD Split Payment & Deposit. Using this app, your customers can make a deposit and pay the rest later, or split their payment between two cards – or even between a card and PayPal. SPD supports installment payments as well.

Key features:

  • Multi-payment support using two cards or PayPal
  • Shareable payment links for group orders
  • Installment payment widget for flexible BNPL options
  • Automated balance collection for deposits
  • Fully customizable widgets and payment buttons

Customer review:

Price:

  • Free trial available
  • Unlimited Plan – $17.95/month

Looking for working Shopify apps? Get a FREE guide to the best Shopify apps for any purpose:

  • 11 categories
  • 5 apps in each with minimum 4-star rating
  • tips for choosing the right one.

Download your guide here.

#6 EasySell COD Form & Upsells

EasySell App

Vendor: Tyslo

App categories: Cash on delivery (COD), Upsell and cross-sell

Description: If you offer cash on delivery, EasySell makes it a breeze – for both you and your customers. Instead of sending shoppers through Shopify’s standard checkout, you can use a COD order form that’s easy to customize. Plus, EasySell is one of those Shopify payment apps that lets you stay away from fake orders with phone number verification via SMS or OTP.

Key features:

  • Customizable COD order form to replace default checkout
  • Upsells, quantity discounts, and post-purchase offers
  • Auto-export of COD orders to Google Sheets
  • Phone number verification, IP blocking, and postal code filters
  • Pixel tracking for ad platforms like TikTok, Meta, and Google

Customer review:

Price:

  • Free to install
  • Pro – $9.95/month
  • Unlimited – $24.95/month

#7 SpurIT Installment Invoices

Vendor: SpurIT LLC

App categories: Payments, Pricing – Other

Description: Want to make big-ticket items more affordable for your customers? SpurIT Installment Invoices, a Shopify payments app, lets shoppers pay over time with recurring invoices – no complicated systems or third-party financing required. You can apply installment options to specific products, collections, or your entire store, and even set a custom first payment from 0% to 99%.

Key features:

  • Flexible installment plans by product, group, or sitewide
  • Adjustable down payment between 0–99%
  • Automated recurring invoices for balance collection
  • Widget customization for a branded customer experience

Customer review:

Price:

  • Free trial available
  • Unlimited – $4.95/month
  • Priority Support – $12.95/month

#8 Payfy: Hide Payment Rules

Vendor: Cirkle Studio LLC

App categories: Checkout – Other, Cart customization

Description: In case you need more control over which payment methods show up for certain customers or situations, Payfy is among the best Shopify payment apps for that. It lets you create smart rules to show, hide, or reorder payment options at checkout.

Key features:

  • Conditional payment method visibility by product, region, or customer group
  • Possibility to hide COD for international or new customers
  • Payment methods reorder and renaming
  • Support for native Shopify APIs for checkout customization

Customer review:

Price:

  • Free plan available
  • Free trial available
  • Basic – $3.99/month
  • Advanced – $5.99/month
  • Premium – $9.99/month

#9 Seal Subscriptions App

Vendor: Seal Subscriptions

App categories: Loyalty and rewards, Subscriptions

Description: Seal Subscriptions is a user-friendly app that helps you launch and manage subscriptions in minutes. With this application, you can create anything from simple recurring deliveries to subscription boxes with perks. Plus, you can set up discounts, free gifts, and even loyalty rewards.

Key features:

  • Classic and prepaid subscriptions, bundles, and boxes
  • Tiered discounts, gifts, custom shipping, and loyalty rewards
  • Magic links for easy subscription access
  • Real-time performance analytics and churn tracking
  • White-label features like custom email domains

Customer review:

Price:

  • Free plan available
  • Free trial available
  • Supersale – $4.95/month
  • Rising star – $7.95/month
  • Legend – $19.95/month

How to select the right app

You’ve now browsed through the shortlist of the best payment apps for Shopify. But even with 9 apps at your disposal, how do you know which one is the right one for your business? The perfect match for you will depend on what you sell, who your customers are, and how you want to manage payments behind the scenes.

To help you narrow things down, here are a few key factors to keep an eye on when comparing your options:

  • Functionality. Whether it’s subscriptions, partial payments, or COD support, make sure the core app features align with your business model.
  • Usability. You don’t need an engineering degree to run your Shopify store – and your payment app shouldn’t require one either. Look for clean interfaces and drag-and-drop tools.
  • Ease of integration. Prefer payment apps for Shopify that offer hassle-free Shopify integration. It’s especially critical if you don’t have a tech team.
  • Customization. Can you change the look and feel to match your brand? Choose apps that let you customize forms, widgets, or checkout experiences.
  • Customer support. Look for apps with responsive support – live chat, email, or phone – and a solid reputation. Payment issues can hurt trust, so the best Shopify app for payments shouldn’t let you down.
  • Scalability. Choose an app that can grow with you. You may not need all the advanced features now, but having the option to scale later is a win.
  • Performance impact. Consider if the payment app slows down your store after installation. A heavy app can affect load times and conversions, so pick lightweight, well-optimized tools.
  • Pricing. As you’ve seen, Shopify payment apps range from free to hundreds of dollars a month. Don’t just look at the price – consider the value behind it.

The bottom line

The best Shopify payment app isn’t a one-size-fits-all kind of deal. It’s a solution that supports your business goals and gives your customers the checkout experience they expect. From managing subscriptions or letting shoppers pay in installments, the right tool can make a big impact on your revenue and retention.

Not sure which app fits best? Or need help getting everything set up correctly? Get in touch with DigitalSuits – we’ll help you choose, configure, and optimize the perfect payment solution for your Shopify store.

Frequently asked questions

Shopify payment apps that simplify the checkout process – via options such as Buy Now, Pay Later (BNPL) or partial payments – often lead to quicker conversion wins. Consider SPD, Downpay, or Depo to make your customers more confident in their purchases.

Of course! Many Shopify payment applications include upsell features, bundle options, or tiered pricing incentives that encourage customers to spend more. Subi, PayWhirl, and EasySell include tools specifically for this.

Yes. In most cases, you can use multiple payment apps – especially if they handle different types of transactions (for example, one for subscriptions and another for COD). Just make sure they don’t slow down your store and budget wisely.

Look at your customers’ behavior. Are they dropping off at checkout or hesitating over high-ticket items? If yes, the right Shopify payment app could quickly turn that into recovered revenue. Plus, many apps offer free trials so you can test risk-free.

Yes, we can! If you’re launching a new store or scaling an existing one, our team can recommend the best Shopify payment apps for your goals and handle the entire setup. Contact us for a consultation.

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